Finance for Business Business and Finance Explained: Ok,so money we all need it and we need it to start a company. What options are there in the UK for Business Finance? would  loan do the job? perhaps use your savings... lets take a look at what's what with regards to finance for business in the UK and see if we can sort this out. Please bear in mind, the view on all pages on this site is that of the author, please always seek professional advice before entering into any financial commitment of any kind. The data set forth is one approach, there are many options open and a good independent business advisor may offer a solution best suited to your circumstances. Money the route of all progression So you have the business idea, you decide perhaps to work from home now all you need is some money to fuel the idea. The obvious would be perhaps some savings for a rainy day, but there are other options: Bank Loan to finance your business - Raising Finance for your new venture. Yes we started with the  obvious one, but maybe this is because its the one solution most people think off first. So you can choose to go and see your bank manager, the one disguised as a computer, put forward your business plan and hope for the best. Lets say you forgot to pay your water rates and a small arrears shows up, what then well depending on how nice my bank manager is he may help you then again he may be Mr. politically correct and give you nothing leaving you slightly upset.. but and there's always a but, you can always get an overdraft, this is flexible and if you have done your homework on the product you are going to sell you can pay this off in no time. It would appear banks are more inclined to perhaps offer you an overdraft, you just have to not appear to eager and to a degree play hard to get to nail down the best terms to suit you. Additionally, shopping around is a must for the best deal. Regional Development Agencies - Maybe Better Than A Bank Loan If you have a great idea and need to raise finance there is a branch of the UK government who may be able to help. This is known as  the regional development agency UK, it deals with business growth , help and support and funding. You might have a great idea, and this is another way to raise finance. The phone number for the Northern Regional Development Agency is : 0845 0066 888 and the Southern Regional Development Agency is : 01223 713900 Getting a grant for business UK Government -  EU Grants   Business Finance to get started Ok,so money is a valuable commodity and to form a business its nice to have a business grant, help with start up costs and the like. You can search through lots of websites and not find the information you require.. the search ends here and we don't charge for it. What's a small business grant then? Well a small business grant is there to hep you start your business in a nut shell. As you may have already found, there are lots websites offering to provide you information and the like for a fee, thankfully we don't charge you any fee, just provide the information we have found for you to inspect What kind of business grants are available? There are many types of Grants avaible funding for various types of business from a sandwich round to a Building company etc.. the problem we faced when looking at this types of funding was to establish who offers it. At first, the likely route would be BERR - UK Government office, however I found this was not the place for a grant, It took me over 3 hours of research to find you the data so you can apply directly and found it I have;)